In Australia, bulk billing is the process of your doctor directly sending your medical bill to Medicare. Many Australians enjoy bulk billing medical services since they do not have to carry cash or their credit card when going to see their doctor. Read the extract below to get a better understanding of bulk billing services and the various considerations to make when choosing a bulk billing doctor.
How Does Bulk Billing Work?
Bulk billing is designed to ensure patients enjoy the full benefits of Medicare. To be eligible for bulk billing, you must be a member of the Medicare scheme and have your Medicare card. Bulk billing covers 85-100% of your medical expenses. Therefore, there are instances when your doctor may ask for a small fee. Besides, you have to cater for expenses not covered by Medicare such as non-emergency ambulance services and cosmetic surgery.
Not all health facilities provide bulk billing services. As such, if you happen to visit a facility that does not offer bulk billing, you will have to pay for your medical expenses then use the patient details and medical receipts to claim the costs from Medicare.
Choosing a Bulk Billing Medical Doctor
There are numerous benefits to choosing a bulk billing doctor. For example, some interventions such as heart surgery or cancer treatment can be expensive. A patient with a bulk billing doctor does not have to worry about medical costs. As such, he or she can focus on full recovery. Below are a few tips to help you choose a bulk billing doctor:
1. Experience
Work with a qualified, experienced and licensed doctor. Postgraduate diplomas and professional accreditations are a guarantee that the doctor will provide quality services. Affiliation with professional bodies is an added advantage. Besides, conduct some online research or ask for testimonials to determine the doctor's reputation.
2. Range of Services
The doctor should provide a wide range of services. For example, inquire if the doctor will bulk bill services such as X-rays, ultrasounds, cancer treatment and surgeries. Some clinics will bulk bill specific people. For instance, they might choose to bulk bill senior adults and kids.
3. Working Hours
Medical emergencies might happen during odd hours. Preferably, work with a doctor who provides 24/7 services. As such, you do not have to worry about emergencies.
Bulk billing encourages Australians to enjoy high-quality medical services without having to worry about medical expenses. When looking for a bulk billing doctor, evaluate his or her experience, reputation, range of services and working hours.
